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1-949-249-2057
Trusted Financial Advisors – Gary Miller: Certified Financial Planner®
serving Orange County, California and
investors throughout the United States.
We are authorities in the following services:
- IRA Rollover
- Financial Planning
- Retirement Planning
- Investment Advice
- Wealth management
- Portfolio management
- Insurance needs analysis
- Annuity review
- Income tax analysis
- Estate Plan analysis
- Business planning
Why We Are Unique:
Few financial advisors match the depth and variety of our years of investment experience. We have advised people during market crashes, high inflation, soaring stock markets, wars, political uncertainty – you name it – over a 30 year span. We have direct experience in stocks, bonds, options, real estate, estate planning, financial analysis, corporate cash management and risk management.
Why We Are Proud:
We are proud of the strong relationship of trust we have developed with our current clients and urge sincerely interested prospective clients to speak with those we currently serve. Please contact us for references.
Why We Enjoy Our Work:
We enjoy being trusted by our clients. Our name is also our calling.
Investment Principles
We have learned through many years of investment experience that it is vital to have clearly articulated investment principles and to follow them.
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Service & Fees
We offer two services: Investment Management and Financial Planning. First we define the financial planning assignment, then assemble our proposals.
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Current Commentary
We relate the latest business news and how it is affecting our clients. We offer many helpful tips, advice for all investors including our valuable 2 cents.
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Trusted Financial Advisors’ Latest Commentary
Year-End 2024 Report to Clients
A second year of healthy growth for financial assets in the United States has, for most observers, put an end to talk of a “soft landing” or a “hard landing.” As I observed last quarter, the economy has landed, and the reason some have not noticed is because it was and is an amazingly soft touchdown. Put another way, despite a frenzy of government spending over the past four and a half years, our Federal Reserve Board was able to dampen inflation by raising interest rates without creating a recession. The inflation challenge has not been met, however.
Inflation fear is deeply embedded in the consciousness of Baby Boomers. This post-war cohort recalls the near-runaway inflation of the 1970’s. That inflation was ignited by “guns-and-butter” deficit spending of the Johnson presidency followed by Nixon’s unlinking of the US dollar to gold while accompanied by America’s dependence on foreign oil. It sparked discontent with Jimmy Carter’s presidency, as reflected in a cartoon from 1978:
The unwinding of high inflation required sky high interest rates and some deep recessionary months in the early 1980’s, a time […]
Quarter-end Report September-2024
As your statistical report will likely show, this has been a nice quarter, a nice year and a nice twelve months for most clients. While technology company shares took a breather and went into a consolidation phase, a broader cohort of equities saw renewed interest and resulted in an overall positive performance of both domestically focused and international mutual funds. The widely followed Standard & Poor’s 500 index reached an all time high:
Bonds and preferred stocks, the “balancing” portion of most client portfolios, also rallied in reaction to the official reduction in short term interest rates initiated by the US Federal Reserve Board. This was echoed by many foreign central banks as well, boosting non-US stocks. Meanwhile, the US labor market remained healthy. In response, investors began pulling some cash off the sidelines to buy equities and precious metals.
2024 began with frequent discussion among pundits questioning whether higher interest rates would prompt a recession, but this talk has been largely dispelled– defying those expecting a recession, the Federal Reserve clearly has stuck a ”soft” landing worthy of Simone Biles. I’ve come to feel that these will be remembered as Charles […]