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1-949-249-2057
Trusted Financial Advisors – Gary Miller: Certified Financial Planner®
serving Orange County, California and
investors throughout the United States.
We are authorities in the following services:
- IRA Rollover
- Financial Planning
- Retirement Planning
- Investment Advice
- Wealth management
- Portfolio management
- Insurance needs analysis
- Annuity review
- Income tax analysis
- Estate Plan analysis
- Business planning
Why We Are Unique:
Few financial advisors match the depth and variety of our years of investment experience. We have advised people during market crashes, high inflation, soaring stock markets, wars, political uncertainty – you name it – over a 30 year span. We have direct experience in stocks, bonds, options, real estate, estate planning, financial analysis, corporate cash management and risk management.
Why We Are Proud:
We are proud of the strong relationship of trust we have developed with our current clients and urge sincerely interested prospective clients to speak with those we currently serve. Please contact us for references.
Why We Enjoy Our Work:
We enjoy being trusted by our clients. Our name is also our calling.
Investment Principles
We have learned through many years of investment experience that it is vital to have clearly articulated investment principles and to follow them.
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Service & Fees
We offer two services: Investment Management and Financial Planning. First we define the financial planning assignment, then assemble our proposals.
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Current Commentary
We relate the latest business news and how it is affecting our clients. We offer many helpful tips, advice for all investors including our valuable 2 cents.
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Trusted Financial Advisors’ Latest Commentary
March 2024 Quarter End Report
The past three months saw a continuation of a tech stock driven market rally, and as non-tech stocks also began to rally, confirmed that a sustainable bull market is in motion.
The Standard & Poor’s 500 Index is up 10.16% so far this year and up 29.71% over the past 12 months.
U.S. interest rates, based on the 10 Year Treasury bond, actually rose during the quarter from below 4% to about 4.25%. It is remarkable that stocks did so well in the face of rising yields. This is attributed to the widely held conviction that the Federal Reserve is finished raising short term rates to control inflation. There is debate as to when or even as to whether their next move will be to lower the overnight Fed Funds rate paid to banks.[1] Notably, we continue to have an inverted yield situation whereby overnight money and short term interest rates are higher than longer term interest rates. Thus Fed policy remains restrictive.
International markets came to life during the quarter. Japan and India were stars, but even Europe, while suffering an energy shortage, and nervous about a widening war against Russia, managed an impressive gain, up over 7%.
A […]
Year End Summary 2023
The major US and world stock indices had a volatile year in 2023, influenced by various factors such as the banking crisis, Federal Reserve Board policy, inflation, and geopolitical tensions. Here is a brief summary of their performance:
The capitalization weighted S&P 500 gained 24.2%, driven primarily by a handful of technology companies that came to be known as the “Magnificent Seven.” The economic background, especially in the United States was supported by resilient consumer spending, an economy that avoided a recession, and steady corporate profits. Technology, communication services, and consumer discretionary stocks were the top-performing sectors, while utilities, healthcare, and consumer staples lagged. The Dow Jones Industrial Average rose 13.4%, reflecting the strength of the blue-chip companies. The technology index was boosted by the rebound of some of the worst-performing stocks of 2022, such as Nvidia, Amazon, Meta, Tesla and Apple.
Depending on how you want to define “the market” of stocks, client portfolios generally captured about half the return of the “equally weighted” S&P 500. [1]
The MSCI World Index, which tracks the performance of large and mid-cap stocks across 23 developed markets, increased 18.7%, outperforming the MSCI Emerging Markets Index, which rose 12.4%. The developed markets benefited from […]